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Within the United States, when using an advisory board, how does one structure these advisory relationships?

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I've worked almost exclusively in academic research for the past few years. I'm now seeking a new job, and am considering working in an applied non-academic setting. This means I'm applying for a number of jobs for which I do not meet the professional background requirements as written, but I for which I still believe myself well qualified based on my skills and experience. When writing cover letters for these applications, I'm unsure whether I should simply sell myself on the basis of my skills and academic experience, or specifically seek to assuage any concerns that my background may not match the employer's expectations.

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I know the thread Refusing to travel, but I need to express the travel capability in my resume/CV because often asked. I have no limits if costs are compensated and/or me informed enough early about the travel. Other part is how far. I am not against any country but have some wishes. My proposal I can travel worldwide but mostly around Nordic countries (Sweden/Norway/...) and Europe if costs are compensated. Assume you have two cities (Tallinn and Stockholm) scheduled in your Calendar for the next one year in the ratio of 60 to 40. I think I should include both in my address field. Now, I have it like Tallinn, Estonia. Stockholm, Sweden. OK. I reject this idea.

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I accepted a temp/contract employment offer a few weeks ago. One of their internal departments has been backed up and they are slow in getting me into their system. Although I have an offer letter with a tentative start date, by the time I start - including a drug and background check - at least a month will have elapsed. This is unusual because as a long-term freelancer, I won't be a full-time employee. Prior to the offer, I was applying for unemployment compensation with my state. Although I'm not actually working, there are certain requirements. One of these requirements is to continue looking for a job until you return to work. Since I have an offer, I cannot look for work.

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While researching home insurance policies I found myself wondering how often other home owners purchase certain policy riders, such as water backup and sump overflow protection. Are there any resources, surveys, etc that have ascertained what the average home owner adds to their insurance policy?

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This person has a joint account in Interactive Brokers with his wife. The couple are not U.S citizens. Suppose the husband passes away suddenly without warning. Is the joint account subjected to U.S estate tax?

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Nominal risk-free rate = (1 + risk-free rate) x (1 + rate of inflation) - 1 Why is one being subtracted at the end?

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When someone wants to open an account in a credit union he has to be a member of a specific group or organization. Why not allow anyone to join? Who restricts them from opening their business to anyone and why?

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I have noticed the interest rates on savings accounts in both Russia and India are high (circa 7% (Rosbank)). What are the implications, risks and things to consider if it is possible to transfer my savings to a foreign account? I understand it is subject to fluctuations of ForEx, but what else?

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I am doing a research and would like to know Where can I find data about default rates of H1B visa holders on their past student loans?

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